/* ==========================================================================
   L.N. Sharma — Financial Consultant
   Design system + components.  Static site, no build step.
   ========================================================================== */

/* ---------- 1. Tokens ---------- */
:root{
  --navy-900:#071A33;
  --navy-800:#0B2545;
  --navy-700:#123A6B;
  --navy-600:#1B4F91;
  --navy-100:#E8F0FA;
  --navy-50:#F3F7FC;

  --green-700:#0A7A5E;
  --green-600:#0E9E76;
  --green-500:#13B685;
  --green-100:#DFF5EC;

  --gold-600:#C98A16;
  --gold-500:#E9B44C;
  --gold-100:#FCF2DC;

  --red-600:#C0392B;
  --red-100:#FBE9E7;

  --ink:#0E1B2C;
  --ink-2:#3E4E63;
  --ink-3:#6B7C93;
  --line:#DFE6EF;
  --line-2:#EDF1F7;
  --bg:#F6F9FC;
  --surface:#FFFFFF;

  --radius-s:8px;
  --radius:14px;
  --radius-l:22px;
  --shadow-s:0 1px 2px rgba(11,37,69,.06), 0 2px 6px rgba(11,37,69,.05);
  --shadow:0 4px 14px rgba(11,37,69,.08), 0 12px 32px rgba(11,37,69,.06);
  --shadow-l:0 18px 50px rgba(11,37,69,.14);

  --font:"Plus Jakarta Sans","Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --mono:"SFMono-Regular",Consolas,"Liberation Mono",Menlo,monospace;

  --maxw:1200px;
  --nav-h:74px;
  --ease:cubic-bezier(.4,0,.2,1);
}

/* ---------- 2. Reset ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--nav-h) + 16px)}
body{
  margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);
  font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img,svg{max-width:100%;display:block}
a{color:var(--navy-600);text-decoration:none}
a:hover{color:var(--navy-700)}
button,input,select,textarea{font:inherit;color:inherit}
button{cursor:pointer;border:0;background:none}
h1,h2,h3,h4{margin:0 0 .5em;line-height:1.2;letter-spacing:-.02em;font-weight:800;color:var(--navy-800)}
h1{font-size:clamp(2rem,1.35rem + 2.6vw,3.35rem)}
h2{font-size:clamp(1.55rem,1.15rem + 1.6vw,2.4rem)}
h3{font-size:clamp(1.15rem,1.02rem + .5vw,1.45rem)}
p{margin:0 0 1rem}
ul{margin:0 0 1rem;padding-left:1.15rem}
:focus-visible{outline:3px solid var(--green-500);outline-offset:2px;border-radius:4px}
::selection{background:var(--navy-100)}

/* ---------- 3. Layout ---------- */
.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:20px}
.section{padding:clamp(48px,6vw,88px) 0}
.section--tight{padding:clamp(34px,4vw,56px) 0}
.section--alt{background:var(--surface)}
.section--navy{background:linear-gradient(160deg,var(--navy-800),var(--navy-900));color:#fff}
.section--navy h2,.section--navy h3{color:#fff}
.grid{display:grid;gap:24px}
.grid > *{min-width:0}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}
.center{text-align:center}
.stack-sm > * + *{margin-top:.5rem}

.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.74rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;
  color:var(--green-700);background:var(--green-100);
  padding:7px 14px;border-radius:999px;margin-bottom:16px;
}
.section--navy .eyebrow{background:rgba(255,255,255,.12);color:#A9E7D2}
.lede{font-size:1.06rem;color:var(--ink-2);max-width:64ch}
.center .lede{margin-inline:auto}
.section--navy .lede{color:#B8CBE4}
.head{margin-bottom:44px}

/* ---------- 4. Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  padding:13px 26px;border-radius:999px;font-weight:700;font-size:.95rem;
  transition:.2s var(--ease);border:2px solid transparent;white-space:nowrap;
  text-align:center;
}
.btn svg{width:18px;height:18px;flex:none}
.btn--primary{background:var(--navy-800);color:#fff;box-shadow:0 6px 18px rgba(11,37,69,.22)}
.btn--primary:hover{background:var(--navy-700);color:#fff;transform:translateY(-2px);box-shadow:0 10px 26px rgba(11,37,69,.28)}
.btn--green{background:var(--green-600);color:#fff;box-shadow:0 6px 18px rgba(14,158,118,.28)}
.btn--green:hover{background:var(--green-700);color:#fff;transform:translateY(-2px)}
.btn--ghost{border-color:var(--line);background:var(--surface);color:var(--navy-800)}
.btn--ghost:hover{border-color:var(--navy-600);color:var(--navy-700);transform:translateY(-2px)}
.btn--light{background:#fff;color:var(--navy-800)}
.btn--light:hover{background:#EEF4FB;color:var(--navy-800);transform:translateY(-2px)}
.btn--outline-light{border-color:rgba(255,255,255,.4);color:#fff}
.btn--outline-light:hover{background:rgba(255,255,255,.12);color:#fff;border-color:#fff}
.btn--sm{padding:9px 18px;font-size:.86rem}
.btn--block{width:100%}

/* ---------- 5. Header ---------- */
.header{
  position:sticky;top:0;z-index:80;background:rgba(255,255,255,.9);
  backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid var(--line-2);transition:box-shadow .25s
}
.header.is-stuck{box-shadow:0 6px 24px rgba(11,37,69,.08)}
.header__bar{display:flex;align-items:center;gap:18px;height:var(--nav-h)}
.brand{display:flex;align-items:center;gap:11px;font-weight:800;color:var(--navy-800);letter-spacing:-.02em}
.brand__mark{
  width:42px;height:42px;border-radius:12px;flex:none;
  background:linear-gradient(145deg,var(--navy-700),var(--navy-900));
  color:#fff;display:grid;place-items:center;font-size:.95rem;font-weight:800;
  letter-spacing:.02em;box-shadow:0 4px 12px rgba(11,37,69,.28)
}
.brand__name{font-size:1.08rem;line-height:1.15}
.brand__sub{display:block;font-size:.68rem;font-weight:600;color:var(--ink-3);letter-spacing:.08em;text-transform:uppercase}
.nav{margin-left:auto;display:flex;align-items:center;gap:4px}
.nav a:not(.btn){
  padding:9px 13px;border-radius:9px;font-size:.92rem;font-weight:600;color:var(--ink-2);
  transition:.16s var(--ease)
}
.nav a:not(.btn):hover{background:var(--navy-50);color:var(--navy-800)}
.nav a:not(.btn).is-active{color:var(--navy-800);background:var(--navy-100)}
.header__cta{margin-left:10px}
/* Three absolutely-positioned bars: the closed icon keeps even 6px pitch,
   and the open X is scaled down so it reads lighter than the bars it replaces. */
.burger{
  display:none;position:relative;margin-left:auto;width:42px;height:42px;
  border-radius:11px;border:1px solid var(--line);background:var(--surface)
}
.burger:hover{background:var(--navy-50);border-color:var(--navy-100)}
.burger span{
  position:absolute;left:50%;width:18px;height:2px;margin-left:-9px;
  background:var(--navy-800);border-radius:2px;
  transition:transform .28s var(--ease),opacity .16s linear
}
.burger span:nth-child(1){top:14px}
.burger span:nth-child(2){top:20px}
.burger span:nth-child(3){top:26px}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg) scaleX(.82)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0;transform:scaleX(.4)}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg) scaleX(.82)}

@media (max-width:960px){
  .nav{
    position:fixed;inset:var(--nav-h) 0 auto 0;flex-direction:column;align-items:stretch;
    gap:2px;background:var(--surface);padding:14px 20px 22px;border-bottom:1px solid var(--line);
    box-shadow:var(--shadow);transform:translateY(-130%);transition:transform .3s var(--ease);
    max-height:calc(100dvh - var(--nav-h));overflow-y:auto
  }
  .nav.is-open{transform:translateY(0)}
  .nav a{padding:13px 12px;font-size:1rem}
  .header__cta{margin:10px 0 0}
  .burger{display:block}
}

/* ---------- 6. Hero ---------- */
.hero{position:relative;overflow:hidden;background:linear-gradient(155deg,var(--navy-900) 0%,var(--navy-800) 45%,#10305C 100%);color:#fff}
.hero::before{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(760px 420px at 88% 6%,rgba(19,182,133,.28),transparent 62%),
    radial-gradient(560px 420px at 4% 96%,rgba(233,180,76,.16),transparent 62%);
  pointer-events:none
}
.hero__grid{
  position:relative;display:grid;grid-template-columns:1.06fr .94fr;gap:52px;align-items:center;
  padding:clamp(52px,7vw,96px) 0 clamp(60px,7vw,100px)
}
.hero h1{color:#fff;margin-bottom:18px}
.hero h1{font-size:clamp(2rem,1.3rem + 2.3vw,3.05rem)}
.hero h1 em{font-style:normal;color:#4FE0B4}
.hero p{color:#C3D5EA;font-size:1.08rem;max-width:52ch}
.hero__actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:30px}
.hero__trust{display:flex;flex-wrap:wrap;gap:12px 30px;margin-top:38px;padding-top:26px;border-top:1px solid rgba(255,255,255,.14)}
.hero__trust div{min-width:96px}
.hero__trust b{display:block;font-size:1.6rem;font-weight:800;color:#fff;line-height:1.1}
.hero__trust span{font-size:.79rem;color:#9FB6D2;letter-spacing:.03em}

@media (max-width:900px){
  .hero__grid{grid-template-columns:1fr;gap:38px;text-align:left}
  .hero p{max-width:none}
}

/* Hero calculator card */
.hero-card{
  background:var(--surface);border-radius:var(--radius-l);padding:26px;
  box-shadow:var(--shadow-l);color:var(--ink)
}
.hero-card__top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:6px}
.hero-card__top h3{margin:0;font-size:1.12rem}
.hero-card__tag{font-size:.7rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--green-700);background:var(--green-100);padding:5px 11px;border-radius:999px}
.hero-card__note{font-size:.82rem;color:var(--ink-3);margin:0 0 18px}
.hero-card__out{
  margin-top:20px;padding:18px;border-radius:var(--radius);
  background:linear-gradient(135deg,var(--navy-50),var(--green-100));border:1px solid var(--line)
}
.hero-card__out .k{font-size:.78rem;color:var(--ink-3);font-weight:600;letter-spacing:.04em;text-transform:uppercase}
.hero-card__out .v{font-size:2rem;font-weight:800;color:var(--navy-800);letter-spacing:-.03em;line-height:1.15}
.hero-card__split{display:flex;gap:20px;margin-top:12px;flex-wrap:wrap}
.hero-card__split div{font-size:.82rem;color:var(--ink-2)}
.hero-card__split b{display:block;font-size:1rem;color:var(--ink);font-weight:700}

/* ---------- 7. Cards ---------- */
.card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  padding:26px;transition:.22s var(--ease)
}
.card--hover:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--navy-100)}
.card h3{margin-bottom:8px}
.card p{color:var(--ink-2);font-size:.94rem;margin-bottom:0}
.card__icon{
  width:50px;height:50px;border-radius:14px;display:flex;align-items:center;justify-content:center;
  margin-bottom:16px;background:var(--navy-100);color:var(--navy-700)
}
.card__icon svg{width:25px;height:25px}
.card__icon--green{background:var(--green-100);color:var(--green-700)}
.card__icon--gold{background:var(--gold-100);color:var(--gold-600)}
.card__link{display:inline-flex;align-items:center;gap:6px;margin-top:14px;font-weight:700;font-size:.88rem;color:var(--navy-600)}
.card__link svg{width:15px;height:15px;transition:transform .2s}
.card--hover:hover .card__link svg{transform:translateX(4px)}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.stat{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-align:center}
.section--navy .stat{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14)}
.stat b{display:block;font-size:clamp(1.7rem,1.3rem + 1.4vw,2.5rem);font-weight:800;color:var(--navy-800);letter-spacing:-.03em;line-height:1.1}
.section--navy .stat b{color:#4FE0B4}
.stat span{font-size:.85rem;color:var(--ink-3);font-weight:600}
.section--navy .stat span{color:#B8CBE4}

/* Partner logos / chips */
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.chip{
  background:var(--surface);border:1px solid var(--line);border-radius:999px;
  padding:9px 18px;font-size:.88rem;font-weight:700;color:var(--navy-800)
}
.section--navy .chip{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16);color:#fff}

/* ---------- 8. Calculator UI ---------- */
.calc-shell{display:grid;grid-template-columns:270px 1fr;gap:26px;align-items:start}
.calc-shell > *{min-width:0}
.calc-rail{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  padding:14px;position:sticky;top:calc(var(--nav-h) + 18px);max-height:calc(100dvh - var(--nav-h) - 40px);
  overflow-y:auto
}
.calc-rail__group{font-size:.7rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3);padding:14px 12px 7px}
.calc-rail__group:first-child{padding-top:4px}
.calc-rail a{
  display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:10px;
  font-size:.9rem;font-weight:600;color:var(--ink-2);transition:.15s var(--ease)
}
.calc-rail a:hover{background:var(--navy-50);color:var(--navy-800)}
.calc-rail a.is-active{background:var(--navy-800);color:#fff}
.calc-rail a svg{width:17px;height:17px;flex:none;opacity:.85}

.calc-panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-l);overflow:hidden}
.calc-panel__head{padding:26px 28px;border-bottom:1px solid var(--line-2);background:linear-gradient(135deg,var(--navy-50),#fff)}
.calc-panel__head h2{margin:0 0 6px;font-size:clamp(1.3rem,1.1rem + .8vw,1.75rem)}
.calc-panel__head p{margin:0;color:var(--ink-2);font-size:.94rem;max-width:70ch}
.calc-body{display:grid;grid-template-columns:1fr 1fr;gap:0}
.calc-body > *{min-width:0}
.calc-inputs{padding:26px 28px;border-right:1px solid var(--line-2)}
.calc-results{padding:26px 28px;background:var(--navy-50)}

/* Field with slider */
.field{margin-bottom:22px}
.field__top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:9px}
.field__label{font-size:.9rem;font-weight:700;color:var(--ink)}
.field__hint{display:block;font-size:.76rem;font-weight:500;color:var(--ink-3);margin-top:1px}
.field__box{
  display:flex;align-items:center;gap:2px;background:var(--surface);border:1.5px solid var(--line);
  border-radius:10px;padding:6px 10px;transition:.16s var(--ease);flex:none
}
.field__box:focus-within{border-color:var(--green-500);box-shadow:0 0 0 3px var(--green-100)}
.field__unit{font-size:.9rem;font-weight:700;color:var(--ink-3)}
.field__box input{
  border:0;background:none;font-size:1rem;font-weight:700;color:var(--navy-800);
  width:104px;text-align:right;padding:0;outline:0;-moz-appearance:textfield
}
.field__box input::-webkit-outer-spin-button,.field__box input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.field__box--wide input{width:130px}

input[type=range]{
  -webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:99px;
  background:var(--line);outline:0;margin:0;cursor:pointer
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:20px;height:20px;border-radius:50%;
  background:var(--green-600);border:3px solid #fff;box-shadow:0 2px 7px rgba(14,158,118,.45);cursor:grab
}
input[type=range]::-webkit-slider-thumb:active{cursor:grabbing;transform:scale(1.12)}
input[type=range]::-moz-range-thumb{
  width:20px;height:20px;border-radius:50%;background:var(--green-600);
  border:3px solid #fff;box-shadow:0 2px 7px rgba(14,158,118,.45);cursor:grab
}
.field__scale{display:flex;justify-content:space-between;font-size:.72rem;color:var(--ink-3);margin-top:6px;font-weight:600}

/* select + radio group */
.field select{
  width:100%;padding:11px 13px;border:1.5px solid var(--line);border-radius:10px;
  background:var(--surface);font-weight:600;font-size:.94rem;appearance:none;
  background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236B7C93' stroke-width='2.5' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 12px center;background-size:16px;padding-right:38px
}
.field select:focus{border-color:var(--green-500);outline:0;box-shadow:0 0 0 3px var(--green-100)}
.seg{display:flex;gap:6px;background:var(--navy-50);padding:5px;border-radius:12px;border:1px solid var(--line)}
.seg button{
  flex:1;padding:9px 10px;border-radius:8px;font-size:.87rem;font-weight:700;
  color:var(--ink-2);transition:.16s var(--ease)
}
.seg button.is-on{background:var(--navy-800);color:#fff;box-shadow:var(--shadow-s)}

/* Results */
.res-hero{
  background:linear-gradient(135deg,var(--navy-800),var(--navy-700));color:#fff;
  border-radius:var(--radius);padding:22px 24px;margin-bottom:20px
}
.res-hero .k{font-size:.78rem;letter-spacing:.09em;text-transform:uppercase;color:#A9C4E4;font-weight:700}
.res-hero .v{font-size:clamp(1.6rem,1.2rem + 1.5vw,2.4rem);font-weight:800;letter-spacing:-.03em;line-height:1.15;overflow-wrap:anywhere}
.res-hero .sub{font-size:.85rem;color:#B8CBE4;margin-top:4px}
.res-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-bottom:20px}
.res-grid > *{min-width:0}
.res-tile .v{overflow-wrap:anywhere}
.res-tile{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.res-tile .k{font-size:.76rem;color:var(--ink-3);font-weight:700;text-transform:uppercase;letter-spacing:.05em;display:flex;align-items:center;gap:7px}
.res-tile .k i{width:9px;height:9px;border-radius:3px;flex:none;display:inline-block}
.res-tile .v{font-size:1.22rem;font-weight:800;color:var(--navy-800);letter-spacing:-.02em}
.res-tile--full{grid-column:1/-1}
.res-tile--green .v{color:var(--green-700)}
.res-note{font-size:.8rem;color:var(--ink-3);line-height:1.55;margin:14px 0 0}
.res-note strong{color:var(--ink-2)}

/* Charts */
.chart-wrap{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:18px;margin-bottom:20px;min-width:0;overflow:hidden}
.chart-wrap svg{max-width:100%;height:auto}
.chart-wrap h4{margin:0 0 14px;font-size:.86rem;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-3);font-weight:800}
.donut-row{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.legend{display:flex;flex-direction:column;gap:9px;flex:1;min-width:150px}
.legend div{display:flex;align-items:center;gap:9px;font-size:.86rem;color:var(--ink-2);font-weight:600}
.legend i{width:11px;height:11px;border-radius:3px;flex:none}
.legend b{margin-left:auto;color:var(--ink);font-weight:800}

/* Table */
.table-scroll{min-width:0;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:12px;background:var(--surface)}
table{width:100%;border-collapse:collapse;font-size:.88rem;min-width:520px}
th,td{padding:11px 14px;text-align:right;border-bottom:1px solid var(--line-2);white-space:nowrap}
th:first-child,td:first-child{text-align:left}
/* let the descriptive first column wrap so wide tables stay readable */
td:first-child{white-space:normal;min-width:190px}
thead th{
  background:var(--navy-50);font-size:.74rem;text-transform:uppercase;letter-spacing:.06em;
  color:var(--ink-3);font-weight:800;position:sticky;top:0
}
tbody tr:last-child td{border-bottom:0}
tbody tr:hover{background:var(--navy-50)}
td b{color:var(--navy-800);font-weight:800}
.t-green{color:var(--green-700);font-weight:700}
.t-red{color:var(--red-600);font-weight:700}
.rank{display:inline-grid;place-items:center;width:22px;height:22px;border-radius:7px;background:var(--navy-100);color:var(--navy-700);font-size:.75rem;font-weight:800}
.rank--1{background:var(--gold-500);color:#4A3208}
.bar-cell{display:flex;align-items:center;gap:9px;justify-content:flex-end}
.bar-cell .bar{height:7px;border-radius:99px;background:var(--green-500);min-width:3px}

.disclaimer{
  background:var(--gold-100);border:1px solid #F0DCAE;border-radius:12px;
  padding:15px 18px;font-size:.83rem;color:#6B4E12;line-height:1.6;margin-top:22px
}
.disclaimer strong{color:#4A3208}

/* Calculator hub grid */
.calc-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(228px,1fr));gap:16px}
.calc-card{
  display:block;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  padding:20px;transition:.2s var(--ease)
}
.calc-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--green-500)}
.calc-card__ic{width:42px;height:42px;border-radius:12px;background:var(--navy-100);color:var(--navy-700);display:flex;align-items:center;justify-content:center;margin-bottom:13px}
.calc-card__ic svg{width:21px;height:21px}
.calc-card b{display:block;color:var(--navy-800);font-size:1rem;margin-bottom:4px}
.calc-card span:not(.calc-card__ic){font-size:.83rem;color:var(--ink-3);line-height:1.5;display:block}

/* ---------- 9. Misc components ---------- */
.timeline{position:relative;padding-left:30px}
.timeline::before{content:"";position:absolute;left:7px;top:6px;bottom:6px;width:2px;background:var(--line)}
.timeline li{list-style:none;position:relative;padding-bottom:26px}
.timeline li::before{content:"";position:absolute;left:-30px;top:6px;width:16px;height:16px;border-radius:50%;background:var(--surface);border:3px solid var(--green-500)}
.timeline b{display:block;color:var(--navy-800);font-size:1.02rem}
.timeline span{color:var(--ink-2);font-size:.92rem}
.timeline ul{padding-left:0}

.quote{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:relative}
.quote__mark{font-size:3.4rem;line-height:.6;color:var(--navy-100);font-weight:800;font-family:Georgia,serif}
.quote p{font-size:.97rem;color:var(--ink-2);font-style:italic;margin:8px 0 18px}
.quote__by{display:flex;align-items:center;gap:12px}
.avatar{
  width:44px;height:44px;border-radius:50%;flex:none;display:grid;place-items:center;
  background:linear-gradient(145deg,var(--navy-600),var(--navy-800));color:#fff;font-weight:800;font-size:1rem
}
.quote__by b{display:block;color:var(--navy-800);font-size:.94rem}
.quote__by span{font-size:.8rem;color:var(--ink-3)}
.stars{color:var(--gold-500);font-size:.95rem;letter-spacing:2px}

.faq details{background:var(--surface);border:1px solid var(--line);border-radius:12px;margin-bottom:11px;overflow:hidden}
.faq summary{
  padding:17px 52px 17px 20px;font-weight:700;color:var(--navy-800);cursor:pointer;
  list-style:none;position:relative;font-size:.98rem
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"";position:absolute;right:20px;top:50%;width:10px;height:10px;
  border-right:2.5px solid var(--ink-3);border-bottom:2.5px solid var(--ink-3);
  transform:translateY(-70%) rotate(45deg);transition:transform .25s
}
.faq details[open] summary::after{transform:translateY(-25%) rotate(-135deg)}
.faq details[open] summary{color:var(--green-700)}
.faq p{padding:0 20px 18px;margin:0;color:var(--ink-2);font-size:.93rem}

.contact-line{display:flex;gap:14px;align-items:flex-start;margin-bottom:18px}
.contact-line__ic{width:42px;height:42px;border-radius:12px;background:var(--navy-100);color:var(--navy-700);display:flex;align-items:center;justify-content:center;flex:none}
.contact-line__ic svg{width:20px;height:20px}
.contact-line b{display:block;font-size:.8rem;text-transform:uppercase;letter-spacing:.07em;color:var(--ink-3)}
.contact-line span:not(.contact-line__ic),.contact-line a{color:var(--ink);font-weight:600;font-size:.97rem}
.section--navy .contact-line__ic{background:rgba(255,255,255,.1);color:#4FE0B4}
.section--navy .contact-line b{color:#9FB6D2}
.section--navy .contact-line span:not(.contact-line__ic),.section--navy .contact-line a{color:#fff}

.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-field{margin-bottom:14px}
.form-field label{display:block;font-size:.83rem;font-weight:700;color:var(--ink-2);margin-bottom:6px}
.form-field input,.form-field select,.form-field textarea{
  width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;
  background:var(--surface);font-size:.95rem
}
.form-field textarea{resize:vertical;min-height:104px}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{
  outline:0;border-color:var(--green-500);box-shadow:0 0 0 3px var(--green-100)
}

.gallery{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:16px}
.gallery figure{margin:0;border-radius:var(--radius);overflow:hidden;background:var(--surface);border:1px solid var(--line)}
.gallery .ph{aspect-ratio:4/3;display:grid;place-items:center;background:linear-gradient(140deg,var(--navy-100),var(--green-100));color:var(--navy-700)}
.gallery .ph svg{width:44px;height:44px;opacity:.5}
.gallery figcaption{padding:13px 16px;font-size:.88rem;font-weight:600;color:var(--ink-2)}

/* ---------- 10. Footer ---------- */
.footer{background:var(--navy-900);color:#9FB6D2;padding:56px 0 26px;font-size:.9rem}
.footer__grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:34px;margin-bottom:38px}
.footer h4{color:#fff;font-size:.8rem;text-transform:uppercase;letter-spacing:.12em;margin-bottom:16px}
.footer a:not(.brand){color:#9FB6D2;display:block;padding:5px 0;overflow-wrap:anywhere}
.footer a:not(.brand):hover{color:#4FE0B4}
.footer .brand{color:#fff}
.footer .brand__sub{color:#7A90AC}
.footer__bottom{
  border-top:1px solid rgba(255,255,255,.1);padding-top:20px;
  display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:.82rem;color:#7A90AC
}
.footer__legal{font-size:.78rem;line-height:1.7;color:#7A90AC;margin-top:8px}

/* Floating WhatsApp */
.fab{
  position:fixed;right:18px;bottom:18px;z-index:70;width:56px;height:56px;border-radius:50%;
  background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 8px 26px rgba(37,211,102,.45);
  transition:.2s var(--ease)
}
.fab:hover{transform:scale(1.08) translateY(-2px);color:#fff}
.fab svg{width:29px;height:29px}

/* ---------- 11. Utilities & motion ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.reveal.is-in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;transition-duration:.001ms!important}
  html{scroll-behavior:auto}
  .reveal{opacity:1;transform:none}
}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:absolute;left:-9999px;top:0;z-index:200;background:var(--navy-800);color:#fff;padding:12px 20px;border-radius:0 0 10px 0}
.skip:focus{left:0;color:#fff}

/* ---------- 12. Responsive ---------- */
@media (max-width:1040px){
  .calc-shell{grid-template-columns:1fr}
  .calc-rail{position:static;max-height:none;display:flex;gap:8px;overflow-x:auto;padding:10px}
  .calc-rail__group{display:none}
  .calc-rail a{white-space:nowrap;padding:9px 14px}
  .footer__grid{grid-template-columns:1fr 1fr}
}
@media (max-width:880px){
  .g-4{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr)}
  .calc-body{grid-template-columns:1fr}
  .calc-inputs{border-right:0;border-bottom:1px solid var(--line-2)}
}
@media (max-width:720px){
  .g-3,.g-2{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .res-grid{grid-template-columns:1fr}
  .hero__actions .btn{flex:1 1 100%}
}
@media (max-width:560px){
  .wrap{padding-inline:16px}
  .calc-inputs,.calc-results,.calc-panel__head{padding:20px 18px}
  .card{padding:20px}
  .field__box input{width:88px}
  .stats{grid-template-columns:1fr 1fr;gap:12px}
  .footer__grid{grid-template-columns:1fr;gap:26px}
  .hero__trust{gap:14px 22px}
}

/* ---------- 13. Print ---------- */
@media print{
  .header,.footer,.fab,.calc-rail,.btn,.hero__actions{display:none!important}
  body{background:#fff}
  .calc-panel,.card,.chart-wrap{box-shadow:none;border-color:#ccc;break-inside:avoid}
  .calc-body{grid-template-columns:1fr 1fr}
  .res-hero{background:#0B2545!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}
}

/* ---------- 14. Photo gallery + lightbox ---------- */
.gallery figure{cursor:zoom-in;position:relative}
.gallery figure img{
  aspect-ratio:4/3;object-fit:cover;width:100%;height:auto;
  transition:transform .4s var(--ease);background:var(--navy-100)
}
.gallery figure:hover img{transform:scale(1.04)}
.gallery figure > div:first-child{overflow:hidden}

.portrait{
  border-radius:var(--radius-l);overflow:hidden;border:1px solid var(--line);
  box-shadow:var(--shadow);background:var(--navy-100)
}
.portrait img{width:100%;height:auto;display:block}
.portrait figcaption{
  padding:14px 18px;font-size:.84rem;color:var(--ink-2);background:var(--surface);
  border-top:1px solid var(--line-2)
}

.lightbox{
  position:fixed;inset:0;z-index:120;background:rgba(7,26,51,.94);
  display:grid;place-items:center;padding:24px;opacity:0;pointer-events:none;
  transition:opacity .25s var(--ease)
}
.lightbox.is-open{opacity:1;pointer-events:auto}
.lightbox img{
  max-width:min(1100px,92vw);max-height:78vh;width:auto;border-radius:12px;
  box-shadow:0 24px 70px rgba(0,0,0,.5)
}
.lightbox__cap{color:#C3D5EA;font-size:.9rem;text-align:center;margin-top:16px;max-width:60ch}
.lightbox__count{color:#7A90AC;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;margin-top:6px}
.lightbox button{
  position:absolute;width:48px;height:48px;border-radius:50%;background:rgba(255,255,255,.12);
  color:#fff;display:grid;place-items:center;transition:.2s var(--ease);backdrop-filter:blur(6px)
}
.lightbox button:hover{background:rgba(255,255,255,.26)}
.lightbox button svg{width:22px;height:22px}
.lightbox__close{top:20px;right:20px}
.lightbox__prev{left:20px;top:50%;transform:translateY(-50%)}
.lightbox__next{right:20px;top:50%;transform:translateY(-50%)}
@media (max-width:640px){
  .lightbox__prev{left:10px}.lightbox__next{right:10px}
  .lightbox button{width:42px;height:42px}
  .lightbox img{max-height:66vh}
}

/* ---------- 15. Checklist (About: "designed around you") ---------- */
.checklist{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.checklist li{
  display:flex;gap:12px;align-items:flex-start;background:var(--surface);border:1px solid var(--line);
  border-radius:12px;padding:15px 18px;font-size:.95rem;font-weight:600;color:var(--ink)
}
.checklist svg{width:20px;height:20px;flex:none;color:var(--green-600);margin-top:1px}
@media (max-width:720px){.checklist{grid-template-columns:1fr}}